Typically:

• Citizenship certificate (Nagarikta)

• Passport-size photos

• PAN/VAT (if applicable)

• Business-related documents

• Group verification (for group loans)

Loan approval usually takes 1–7 days, depending on verification, loan size, and required documentation.

Most microfinance loans in Nepal are collateral-free, especially group, women empowerment, and small business loans. Larger individual loans may require basic collateral.

Interest rates vary by product but generally range between 12%–18% per annum as regulated by Nepal Rastra Bank (NRB).

It depends on your repayment capacity and NRB guidelines. Multiple loans from different MFIs may be restricted during verification.

Loan size depends on your business plan, income level, group recommendation, and past repayment history.

Our branches cover multiple districts across Nepal. You can check our branch page for details.

We offer low-interest loans, skill-development training, group financing, and support programs specifically designed for women.

Visit the nearest branch with your citizenship card and required documents. Staff will guide you through registration and savings activation.